Online personal loans · Canada

Quick cash.
Clear terms.
No surprises.

Borrow from $250 to $1,500, with higher amounts up to $5,000 after review. One fixed rate, an answer within 4 hours, and everything done online.

Apply now Try the simulator

34.50%

fixed APR, the same on every loan

4h

average reply time

100%

online process

$250+

up to $1,500 to start

Estimate your payments

No commitment. Move the slider and see what you would pay.

Loan amount$1,000

$250$1,500

Higher amounts, up to $5,000, are available after review.

Payment frequency

Per payment

-

Total to repay

-

Submit my application

Fixed APR 34.50% · Nominal rate 31.00% compounded daily · Term about 2 months. For illustration only. High-cost credit, APR 32% or more. A returned payment (NSF) fee of up to $20 may apply.

How it works

1

Apply online

Fill in the short form with your details and the amount you need. It takes a few minutes.

2

Verify your income

Connect securely to your bank so we can confirm your income. No documents to scan or mail.

3

Get your answer

We review your file and reply within 4 hours on average.

4

Receive your funds

Once approved, the money is deposited directly into your bank account.

Good to know

How much can I borrow?

Loans start at $250 and go up to $1,500. If you need more, up to $5,000 may be possible after a review of your file.

What does it cost?

The APR is fixed at 34.50%, with a nominal rate of 31.00% compounded daily. Use the simulator above to see the exact payment and total for your amount.

How fast is the answer?

Our average reply time is 4 hours. Once approved, the funds are sent by direct deposit.

Do I need to send documents?

No. Your income is verified through a secure connection to your bank, so there is nothing to print, scan or mail.

What if I have bad credit?

You can still apply. We look at your overall situation, not only your credit score.